The Buying Process for Property in Bulgaria
Clear & transparent purchasing process
Six clear steps. Everything in writing.
Buying property abroad should feel calm, not confusing. Every step is in writing, in English, with an independent lawyer of your choice — no hidden fees, no surprises.
- 01
Online consultation
A relaxed call to understand what you're looking for. Full price list shared upfront.
- 02
Virtual or physical viewing
Walk through homes in person or by guided video tour.
- 03
Reservation agreement
A small, refundable deposit holds your chosen home — written contract in English.
- 04
Independent legal review
Your own English-speaking lawyer verifies title, permits and contract.
- 05
Notary completion
Sign at the notary — we handle the paperwork in both languages, registered publicly.
- 06
Move in, with help
Keys, utilities set-up, residency paperwork, optional rental management — all supported.
Why Bulgaria
A European life, reimagined.
Bulgaria is no longer Europe's best-kept secret. It is simply where smart people go to live well.
EU, NATO & Eurozone member
Full European Union & NATO membership with the Euro adopted in 2026 — trade, travel and banking without borders.
Schengen access
Borderless travel across 29 European countries. No visas, no queues — just seamless movement.
Safe & welcoming
One of Europe's safest countries — placed in the US State Department's lowest-risk travel tier, above Germany, France and the UK. Friendly communities and a culture that looks after its neighbours.
Fresh food culture
Bulgaria grows some of Europe's best tomatoes, fruit and vegetables — sun-ripened, full of flavour, and picked in season. Village markets and farm produce are part of everyday life here, and they cost a fraction of Western European prices.
A taste of BulgariaRemote-work ready. One of the fastest mobile internet in the world
Fiber internet reaches even the villages, and Bulgaria has one of the fastest mobile internet in the world. A natural home for digital nomads and remote professionals.
The fastest internet in EuropeQuestions
Clear answers.
The most common things international buyers ask us. Don't see your question? Write to us — we reply within one working day.
Can foreigners buy property in Bulgaria?+
Yes. Foreign citizens can legally purchase property in Bulgaria. EU citizens may purchase homes and land under similar conditions as Bulgarian citizens.
Can non-EU citizens buy houses with land?+
Non-EU citizens may purchase homes and buildings. In some cases involving land ownership, purchases may be structured through a Bulgarian company.
What is Act 16?+
Act 16 is the official Bulgarian occupancy permit confirming that a building has been legally completed and approved for residential use.
Are annual property taxes high?+
Annual property taxes and ownership costs in Bulgaria are generally lower compared to many Western European countries.
Why are the prices so much lower than in Western Europe?+
Because land and labour still cost a fraction of Western prices, and the coast is only now being discovered by the rest of Europe. We wrote a full, honest answer.
Read: the honest answer to "what's the catch?"How do I know a payment request is genuine?+
Kavaleo only accepts payments to Kavaleo Investment Ltd: by bank transfer to the company's own account under a written contract, through the reservation form on kavaleo.eu, or in person at our Burgas office against an official receipt. Agents who introduce buyers never collect money on our behalf. If you receive payment instructions, confirm them by phone on +359 888 909 188 before transferring anything.
Can the buying process be completed remotely?+
Yes. Much of the process may be completed remotely with proper legal representation and digital coordination.
Is the area suitable for year-round living?+
Yes. The Burgas region offers healthcare services, supermarkets, restaurants, internet connectivity and year-round infrastructure.
How far are the beaches?+
The nearest Black Sea beaches and Burgas city centre are about 20 minutes away by car.
Is relocation assistance available?+
Yes. We assist buyers with practical guidance, local recommendations and relocation-related support throughout the transition process.
Free guide · PDF
The Foreign Buyer's Guide to Bulgaria, 2026.
34 pages, written by our team and a Bulgarian property lawyer. Costs, taxes, legal steps, relocation checklist, cost of living, healthcare, residency — everything most agencies won't tell you.